Preview: ... th three different financial institutions. This has given taxpayers an excellent opportunity to save and spend some of their refund (rather than only spend their refund). [2 ][ 3] Every year, a number of U.S. taxpayers around the country get tax refunds even if they owe zero income tax. This is due to withholding calculations and the earned income tax credit. [4 ] Because withholding is calculated on an annualized basis, an individual just entering the work force or unemployed for a ...
The full tutorial is about 400 words long .