Please help me understand these questions for FIN/419. What is a loan amortization schedule?  How would you use it to determine your loan interest rate? In which months is most of the interest paid?  Why? What is the percentage difference of interest paid with a 30-yr. loan vs. a 15-yr. loan as a percentage of the 15-yr. loan interest amount?  What factors would affect your choice between two loans?  Would making payments two weeks early each month make much difference in the total amount paid? What are three key inputs to the valuation model? How would you determine the valuation of an asset?  What factors could complicate your calculations and give different results?  How would the intrinsic value differ from the market value? Explain your answer.